Terms of Service

Last Updated: December 2024

These Terms of Service ("Terms") govern your use of the Sevrin website (sevrin.top) and the risk advisory services provided by Sevrin B.V. ("Sevrin," "we," "us," or "our"). By accessing our website or engaging our services, you agree to be bound by these Terms.

Please read these Terms carefully before using our website or services. If you do not agree with any part of these Terms, you should not use our website or services.

Acceptance of Terms

By accessing or using our website, contacting us for services, or entering into a service agreement with Sevrin, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

These Terms constitute a legally binding agreement between you and Sevrin B.V., a company registered in the Netherlands under registration number 81463095.

If you are entering into these Terms on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms, in which case "you" will refer to such entity.

Description of Services

Sevrin provides professional risk advisory services including but not limited to:

• Risk assessment and analysis
• Regulatory compliance advisory
• Strategic risk consulting
• Business continuity planning
• Risk management framework development
• Training and workshops

Specific services will be detailed in separate service agreements or statements of work. Our website provides information about our services and allows you to contact us for inquiries.

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time with appropriate notice to affected clients.

User Obligations

When using our website or services, you agree to:

• Provide accurate and complete information
• Use our website and services for lawful purposes only
• Respect the intellectual property rights of Sevrin and third parties
• Not attempt to gain unauthorised access to our systems
• Not use our services to harm others or violate applicable laws
• Maintain the confidentiality of any login credentials
• Comply with all applicable laws and regulations

You are responsible for all activities that occur under your account or through your use of our services.

We reserve the right to suspend or terminate access to our services if we believe you have violated these Terms or engaged in inappropriate conduct.

Intellectual Property

All content on our website, including but not limited to text, graphics, logos, images, software, and methodologies, is the property of Sevrin or our licensors and is protected by Dutch and international copyright, trademark, and other intellectual property laws.

Our Rights

• Sevrin retains all rights to our proprietary methodologies, frameworks, and know-how
• Our website content may not be reproduced without written permission
• The Sevrin name and logo are registered trademarks
• We reserve all rights not expressly granted in these Terms

Client Materials

Clients retain ownership of their data and materials provided to us. By engaging our services, you grant us a limited license to use your materials solely for the purpose of providing our services.

Any work product created specifically for a client under a service agreement will be governed by the terms of that agreement.

Professional Service Terms

Our professional services are subject to separate service agreements that will include specific terms regarding:

• Scope of work and deliverables
• Fees and payment terms
• Project timelines and milestones
• Confidentiality and data protection
• Liability limitations
• Termination provisions

In case of conflict between these Terms and a specific service agreement, the service agreement will take precedence for matters relating to that engagement.

All professional advice is provided based on information available at the time and is subject to the assumptions and limitations stated in our reports or communications.

Limitation of Liability

To the maximum extent permitted by applicable law, Sevrin's liability for any claims arising from or related to these Terms or our services is limited as follows:

Disclaimer of Warranties

Our website and services are provided "as is" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Damages

• Our total liability will not exceed the fees paid by you for the specific service giving rise to the claim
• We will not be liable for indirect, consequential, special, or punitive damages
• We will not be liable for loss of profits, data, or business opportunities
• These limitations apply regardless of the theory of liability

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so these limitations may not apply to you.

Nothing in these Terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or other matters where liability cannot be excluded by law.

Indemnification

You agree to indemnify, defend, and hold harmless Sevrin, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses arising from:

• Your use of our website or services
• Your violation of these Terms
• Your violation of any applicable laws or regulations
• Your infringement of any third-party rights
• Any false or misleading information you provide

This indemnification obligation will survive termination of these Terms and will be subject to the limitations and exclusions set forth in applicable law.

Termination

These Terms remain in effect until terminated by either party. We may terminate or suspend your access to our website or services immediately, without prior notice, if:

• You breach any provision of these Terms
• We reasonably believe termination is necessary to protect our interests or those of other users
• Required by law or regulatory authority
• We cease to offer the website or services

Effect of Termination

Upon termination:

• Your right to access and use our website and services will cease immediately
• All provisions that by their nature should survive termination will remain in effect
• You remain liable for any outstanding obligations
• Specific service agreements may have additional termination provisions

Termination of these Terms does not affect any accrued rights or obligations of either party.

Governing Law

These Terms and any disputes arising from or related to them will be governed by and construed in accordance with the laws of the Netherlands, without regard to conflict of law principles.

Jurisdiction

Any legal action or proceeding arising from or related to these Terms will be brought exclusively in the competent courts of the Netherlands. You consent to the personal jurisdiction of such courts and waive any objection to venue.

European Union Rights

If you are a consumer residing in the European Union, you may have additional rights under applicable EU consumer protection laws, and nothing in these Terms affects those rights.

For disputes involving consumers, alternative dispute resolution mechanisms may be available through relevant EU platforms.

General Provisions

Entire Agreement

These Terms, together with our Privacy Policy and any applicable service agreements, constitute the entire agreement between you and Sevrin regarding the subject matter herein.

Modifications

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated Terms.

Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid provision will be replaced with a valid provision that most closely reflects the intent of the original.

Waiver

Our failure to enforce any provision of these Terms will not constitute a waiver of such provision or our right to enforce it in the future.

Assignment

You may not assign or transfer these Terms or any rights hereunder without our prior written consent. We may assign these Terms without restriction.